Updates from Budget 2012

Mortgage Interest Relief

The rate of mortgage interest relief is being increased to 30% up from 25% for first time buyers who took out their first mortgage between 1st January 2004 and the 31st December 2008.
Mortgage interest relief will be fully abolished from 1st January 2018.

Good news for First Time Buyers

First time buyers of homes as and from 1 January 2012 will get mortgage interest relief at a rate of 25% and non-first time buyers will get mortgage interest relief at 15% up to 31 December 2017.
Mortgage interest relief will no longer be available to any house purchasers who buy after 31 December 2012

 

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