Why do I need to Invest?
We all have reasons to save. The holiday of a lifetime, a family wedding, an extension to your home or helping a child to get started on the property ladder. To save you need dedication - after all, saving means giving up today, in order to enjoy the future.
When investing there are few simple questions you need to ask yourself.
- How much risk am I prepared to take?
- What sort of return do I expect?
- How long do I need to invest for?
Generally speaking, the longer the investment term, the more risk you can afford to take and therefore attempt to maximise the return on your investment.
Spectrum Bond
The Spectrum Bond is a 'unit linked' investment product which enables the investor to invest across a diversified range of stocks and shares, property and cash assets. A Spectrum Bond can be taken out by anyone who wants to invest for at least 5 years and the minimum investment amount is €10,000 or €20,000 if you require a regular income.
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Celebration Bond
This is a lump sum investment with no fixed term and is suitable for medium to long term investors who are will to invest a minimum of €6,000 plus.
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Secure Capital Fund
The Secure Capital Fund offers you the benefits of active asset management with the peace of mind of capital security on monies invested for 6 years.
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Spectrum Saver Plus
Spectrum Saver plus
Spectrum Saver plus is a regular premium savings plan with an option to invest a lump sum at the start of the plan.
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