Why do I need a Pension?
People who retire from work (typically between 60 and 65) are now expected to live for a further period of approximately 20 years on average, due to better lifestyle and healthcare. If your only income was to be the State Old Age Pension this could result in a significant drop in your standard of living. Therefore planning for retirement is essential if you wish to maintain the lifestyle you enjoyed during your working life.
Horizon Plan
This is suitable for anyone who wants:
- A pension with clear charges
- Good value for money throughout
- A product with no exit charges or penalties
- The flexibility to increase or reduce premiums or even to stop them for a while
- A choice of protection options
- A wide range of investment options managed by a selection of fund managers
- Ongoing information and documents that are easy to follow.
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Horizon Plan Plus
This is suitable for anyone who wants:
A pension with clear charges
- Good value for money
- A product with no exit charges or penalties
- Bonuses at retirement
- The flexibility to increase or reduce premiums or even to stop them for a while
- A choice of protection options
- A wide range of investment options managed by a selection of fund managers
- Ongoing information and documents that are easy to follow.
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Approved Retirement Fund (ARF)
Approved Retirement Fund (ARF)
This is suitable for anyone who wants:
- An approved retirement fund with clear charges
- Good value for money
- The flexibility to take regular income and to vary it as you need to
- The option of making lump sum withdrawals whenever you want
- A wide range of investment options managed by a selection of fund managers
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Pension Facts & Figures
Due to longer life expectancy, excellent tax benefits and the inadequacy of the State pension, more people require advice on funding for their retirement.
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