How do PRSAs affect you as an employee?
If you are not currently a member of a company pension plan you might consider setting up a PRSA for the provision of long-term retirement savings. more >>

How do PRSAs affect you as an employer?
As an employer, you obliged to provide mandatory access to at least one Standard PRSA where there is no company pension plan in place. more >>

How do PRSAs affect you as a self employed individual?
A self-employed person who is not trading through a company might consider using a PRSA to make provision for long-term retirement savings. You are already entitled to contribute to a Personal Pension Plan with a life assurance company. Following the introduction of PRSAs, you will have three main options... more >>

Your Standard PRSA gives you:

Simplicity: you can start your Standard PRSA with as little as €25 per month and with our low charges, your money works from day one.

Flexibility: regular contributions can be stopped, reduced or restarted at any time without penalty. You can also make one-off contributions if you wish.

Value for money: there are only two charges, which will not be more than 5% of your contribution and no more than 1% of the value of your fund each year. Because you get tax relief on all your contributions, your Standard PRSA is a very tax efficient way of saving for your retirement. more >>

Your PRSA Choice gives you:

Simplicity: you can start your PRSA Choice with as little as €25 per month and with our low charges, your money works from day one.

Flexibility: regular contributions can be stopped, reduced or restarted at any time without penalty. You can also make one-off contributions if you wish.

Choice: setting up your PRSA Choice will give you access to 28 different pension funds. You will not only have access to Hibernian Investment Managers but also 3 external fund managers - Bank of Ireland Asset Managers (BIAM); KBC Asset Managers (KBCAM) and Aberdeen Asset Managers (AAM). more >>