Real Time Mortgage Rates

Our realtime Mortgage Calculator displays mortgage rates from all of Ireland's major lenders, giving you up to the minute info on APR, cost-per-thousand borrowed and monthly repayments across a variety of mortgage types and terms.

Simply select from the options below, enter the amount you want to borrow and click on the "calculate" button to see what's on offer!
Lender
Term
Amount
Purchase Price
Rate Type
Loan Type
Lender Loan Type LTV APR Rate CPT Cost Date
Start Discounted() 0
Seniors Money Discounted() 0
AIB Variable(Standard) 92 2.28 2.25 17.64 4410 17-06
AIB Variable(LTV<50)(Owner Occupier Only) 49 2.28 2.25 17.64 4410 17-06
EBS Variable(LTV<=50)(>500K) 50 2.4 2.35 0 18-06
I.C.S. Variable(VRP11)(LTV<50) 49 2.4 2.35 0 11-06
AIB 1 Year Fixed(FTB only) 92 2.43 2.4 0 17-06
Halifax Variable(Standard Variable) 49 2.43 2.4 0 02-06
I.C.S. 1 Year Fixed(until 30/07/10)(FTB Only-Roll"VRP15) 92 2.7 2.45 0 11-06
AIB Variable(LTV50-80)(Owner Occupier Only) 80 2.48 2.45 17.73 4433 17-06
EBS Variable(LTV<=50)(>250K<=500K) 50 2.5 2.45 0 18-06
I.C.S. Variable(VRP12)(LTV50-80/loan>500K) 80 2.5 2.45 0 11-06
EBS 1 Year Fixed(Max LTV85)(STB Only, trading up) 85 2.7 2.49 0 18-06
KBC Bank 1 Year Fixed() 80 3.2 2.49 17.74 4435 11-06
EBS 1 Year Fixed(QuickSwitch-Consolid.debt)(Min70K/MaxLTV70) 70 2.7 2.49 0 18-06
EBS 1 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV75) 75 2.7 2.49 0 18-06
EBS 1 Year Fixed(Max LTV92)(FTB Only) 92 2.7 2.49 0 18-06
I.C.S. Variable(VRP13)(LTV50-80/loan<500K) 80 2.5 2.5 0 11-06
EBS Variable(LTV>50<=80)(>500K)(No QuickSwitches) 80 2.6 2.55 0 18-06
EBS Variable(LTV<=50)(<=250k) 50 2.6 2.55 0 18-06
EBS Variable(LTV>50<=80)(>250K<=500K)(No QuickSwitches) 80 2.6 2.55 0 18-06
KBC Bank Variable(FTB & Movers)(Max LTV 80%) 80 2.62 2.59 17.79 4448 11-06
KBC Bank Variable(Re-Mortgage)(Max LTV 60%) 60 2.62 2.59 17.79 4448 11-06
EBS Variable(LTV>50<=80)(<=250K)(No QuickSwitches) 80 2.6 2.6 0 18-06
EBS Variable(LTV>80)(>250K<=500K)(No QuickSwitches) 92 2.7 2.65 0 18-06
EBS Variable(LTV>80)(>500K)(No QuickSwitches) 92 2.7 2.65 0 18-06
Haven Variable() 80 2.7 2.65 0 23-06
I.C.S. Variable(VRP14)(LTV>80/loan>500K) 92 2.7 2.65 0 11-06
AIB Variable(LTV>80)(Owner Occupier Only) 92 2.68 2.65 17.81 4453 17-06
EBS Variable(LTV>80)(<=250K)(No QuickSwitches) 92 2.7 2.67 0 18-06
NIB 2 Year Fixed(LTV Fixed<=50) 50 3.91 2.69 0 0 29-06
Permanent TSB Variable(OnePlan Equity Release) 85 2.7 2.69 17.83 4458 05-06
I.C.S. Variable(VRP15-All loan amounts & LTVs) 92 2.7 2.7 0 11-06
I.C.S. Variable(VRP15)(LTV>80/loan<500K) 92 2.7 2.7 0 11-06
Irish Nationwide Variable() 85 2.77 2.74 0 01-06
I.C.S. 2 Year Fixed(until 25/07/11)(FTB Only)(Roll"VRP15) 92 2.7 2.75 0 11-06
NIB 2 Year Fixed(LTV Fixed=60) 60 3.93 2.79 0 0 29-06
AIB 2 Year Fixed() 92 2.84 2.8 0 17-06
AIB 1 Year Fixed(Existing Business) 92 2.89 2.85 0 17-06
Ulster Bank Variable(Flexible)(Secure Step LTV<95) 94 3 2.95 17.95 4488 08-06
NIB 2 Year Fixed(LTV Fixed=80) 80 3.98 2.99 0 0 29-06
Permanent TSB Discounted(LTV<80)(Disc.LTV VariableYR1) 79 3.1 3 17.97 4493 05-06
Permanent TSB Variable(Maturity Rate)(LTV<80/FurtherAdvance) 79 3.1 3.05 17.99 4498 05-06
I.C.S. 2 Year Fixed(until 25/07/11)(Roll"VRP15)(All LTVs) 92 2.8 3.09 0 11-06
Permanent TSB Discounted(LTV>80)(Disc.LTV VariableYR1) 90 3.2 3.1 18.01 4503 05-06
Permanent TSB Discounted(FurtherAdvc.1YR LTV)(Disc.LTV VariableYR1) 90 3.1 3.1 18.01 4503 05-06
NIB Variable(Standard)(LTV<=60) 60 3.2 3.15 0 0 06-05
Permanent TSB Variable(Maturity Rate)(LTV>80) 90 3.2 3.15 18.04 4510 05-06
I.C.S. 2 Year Fixed(Until 25/07/11)(Roll"VRP15-All LTVs) 92 2.8 3.15 0 11-06
NIB 3 Year Fixed(LTV Fixed<=50) 50 3.92 3.17 0 0 29-06
AIB 3 Year Fixed() 92 3.24 3.19 0 17-06
EBS 2 Year Fixed(Max LTV85)(STB Only, trading up) 85 2.8 3.2 0 18-06
EBS 2 Year Fixed(Max LTV92)(FTB Only) 92 2.8 3.2 0 18-06
EBS 2 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV75) 75 2.8 3.2 0 18-06
EBS 2 Year Fixed(QuickSwitch-Debt Consolid.)(Min70K/MaxLTV70) 70 2.8 3.2 0 18-06
Haven 2 Year Fixed() 80 2.8 3.25 0 23-06
NIB 3 Year Fixed(LTV Fixed=60) 60 3.95 3.27 0 0 29-06
KBC Bank 2 Year Fixed() 80 3.3 3.29 18.1 4525 11-06
NIB Variable(Standard)(LTV>60) 92 3.46 3.4 0 0 06-05
NIB 3 Year Fixed(LTV Fixed=80) 80 4.02 3.47 0 0 29-06
I.C.S. 3 Year Fixed(until 25/07/12)(Roll"VRP15)(All LTVs) 92 3 3.49 0 11-06
Permanent TSB 2 Year Fixed(LTV<50) 49 3.3 3.6 18.24 4560 05-06
I.C.S. 3 Year Fixed(Until 25/07/12)(Roll"VRP15-All LTVs) 92 3 3.6 0 11-06
Ulster Bank Variable(Flexible w/uFirst Disc.)(LTV<80) 79 3.7 3.65 18.26 4565 08-06
NIB Variable(Offset Mortgage) 92 3.71 3.65 0 06-05
KBC Bank 3 Year Fixed() 80 3.42 3.69 18.28 4570 11-06
Haven 3 Year Fixed() 80 3 3.69 0 23-06
Ulster Bank Variable(Flexible w/uFirst Disc.)(LTV>80) 90 3.8 3.75 18.3 4575 08-06
EBS 3 Year Fixed(Max LTV92)(FTB Only) 92 3 3.75 0 18-06
EBS 3 Year Fixed(QuickSwitch-Consolid.debt)(Min70K/MaxLTV70) 70 3 3.75 0 18-06
EBS 3 Year Fixed(Max LTV85)(STB Only, trading up) 85 3 3.75 0 18-06
EBS 3 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV75) 75 3 3.75 0 18-06
NIB 5 Year Fixed(LTV Fixed<=50) 50 4.06 3.8 0 0 29-06
Ulster Bank Variable(Flexible)(LTV<80) 79 3.9 3.85 18.35 4588 08-06
AIB 5 Year Fixed() 92 3.92 3.86 0 17-06
NIB 2 Year Fixed() 92 4.18 3.9 0 20-01
NIB 5 Year Fixed(LTV Fixed=60) 60 4.11 3.9 0 0 29-06
Ulster Bank 5 Year Fixed(until 30/06/14)(Secure Step) 95 4 3.95 18.39 4598 08-06
Ulster Bank Variable(Flexible)(LTV>80) 90 4 3.95 18.39 4598 08-06
I.C.S. 5 Year Fixed(until 25/07/14)(Roll"VRP15)(All LTVs) 92 3.4 4.09 0 11-06
Irish Nationwide 2 Year Fixed() 85 3.06 4.1 0 01-06
NIB 3 Year Fixed() 92 4.22 4.1 0 20-01
NIB 5 Year Fixed(LTV Fixed=80) 80 4.21 4.1 0 0 29-06
NIB Variable(Standard Variable) 92 4.23 4.15 0 12-01
Halifax Variable(LTV<50) 49 4.23 4.15 0 02-06
Permanent TSB 5 Year Fixed(LTV<50) 49 3.7 4.2 18.51 4628 05-06
Ulster Bank 2 Year Fixed(until 31/08/11) 80 4 4.2 18.51 4628 08-06
I.C.S. 5 Year Fixed(Until 25/07/14)(Roll"VRP15-all LTVS) 92 3.5 4.25 0 11-06
Leeds Building Society Tracker(LifetimeEuribor+3%ForTerm)(LTV<=50) 50 4.5 4.27 0 02-06
Ulster Bank 3 Year Fixed(until 31/08/12) 80 4.1 4.3 18.55 4638 08-06
Halifax Variable(LTV 50-75) 75 4.39 4.3 0 02-06
EBS 5 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV75) 75 3.5 4.35 0 18-06
EBS 5 Year Fixed(Max LTV92)(FTB Only) 92 3.5 4.35 0 18-06
EBS 5 Year Fixed(QuickSwitch-Consolid.debt)(Min70K/MaxLTV70) 70 3.5 4.35 0 18-06
EBS 5 Year Fixed(Max LTV85)(STB Only, trading up) 85 3.5 4.35 0 18-06
NIB 5 Year Fixed() 92 4.36 4.4 0 20-01
Halifax Variable(LTV 75-90) 90 4.54 4.45 0 02-06
Halifax 1 Year Fixed(FTB Only) 90 3.48 4.45 0 02-06
Halifax 2 Year Fixed(FTB Only) 90 3.6 4.45 0 02-06
Haven 5 Year Fixed() 80 3.9 4.49 0 23-06
Haven 10 Year Fixed() 80 4.3 4.49 0 23-06
Permanent TSB 10 Year Fixed(LTV<50) 49 4.3 4.5 0 05-06
Permanent TSB 7 Year Fixed(LTV<50) 49 4.1 4.5 18.64 4660 05-06
Leeds Building Society Tracker(LifetimeEuribor+3.25%ForTerm)(LTV51-70) 70 4.8 4.52 0 02-06
Halifax 2 Year Fixed() 90 3.63 4.6 0 02-06
AIB 10 Year Fixed() 92 4.74 4.65 0 17-06
Irish Nationwide 3 Year Fixed() 85 3.4 4.75 0 01-06
EBS 10 Year Fixed(Max LTV92)(FTB Only) 92 4.5 4.85 0 18-06
EBS 10 Year Fixed(QuickSwitch-Consolid.debt)(Min70K/MaxLTV70) 70 4.5 4.85 0 18-06
EBS 10 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV75) 75 4.5 4.85 0 18-06
EBS 10 Year Fixed(Max LTV85)(STB Only, trading up) 85 4.5 4.85 0 18-06
Irish Nationwide 5 Year Fixed() 85 3.86 4.95 0 01-06
Ulster Bank 5 Year Fixed(until 31/08/14) 80 4.5 4.95 0 0 08-06
Halifax 3 Year Fixed() 90 3.92 5.1 0 02-06
Permanent TSB 2 Year Fixed(Existing Business) 90 3.7 5.25 18.99 4748 05-06
Permanent TSB 2 Year Fixed(OnePlan) 85 3.3 5.25 18.99 4748 05-06
Halifax 5 Year Fixed() 90 4.48 5.55 0 02-06
Permanent TSB 5 Year Fixed(Existing Business) 90 4.5 5.75 19.22 4805 05-06
Permanent TSB 5 Year Fixed(OnePlan) 85 4.3 5.75 19.22 4805 05-06
Leeds Building Society 3 Year Fixed(until&incl. 31/05/12)(LTV<=50) 50 6.2 5.9 0 03-03
Bank Of Scotland Variable(PDH Only)(All Amts)(LTV<=80) 80 6.06 5.9 19.29 4823 01-07
Permanent TSB 7 Year Fixed(Existing Business) 90 5.1 6.1 19.38 4845 05-06
Permanent TSB 10 Year Fixed(Existing Business) 90 5.7 6.1 0 05-06
Permanent TSB 10 Year Fixed(OnePlan) 85 5.6 6.1 0 05-06
Bank Of Scotland Variable(3Step LOS)(LTV<=70) 70 6.27 6.1 19.38 4845 01-07
Leeds Building Society 3 Year Fixed(until&incl. 31/05/12)(LTV51-70) 70 6.3 6.1 0 03-03
Bank Of Scotland 1 Year Fixed(PDH Only) 80 6.21 6.35 19.5 4875 01-07
Bank Of Scotland 1 Year Fixed(Prime Apartment Locations) 75 6.21 6.35 19.5 4875 01-07
Bank Of Scotland 1 Year Fixed(Secondary Apartment Locations) 70 6.21 6.35 19.5 4875 01-07
Bank Of Scotland 2 Year Fixed(Secondary Apartment Locations) 70 6.36 6.8 19.71 4928 01-07
Bank Of Scotland 2 Year Fixed(PDH Only) 80 6.36 6.8 19.71 4928 01-07
Bank Of Scotland 2 Year Fixed(Prime Apartment Locations) 75 6.36 6.8 19.71 4928 01-07
Bank Of Scotland 3 Year Fixed(PDH Only) 80 6.57 7.15 19.87 4968 01-07
Bank Of Scotland 3 Year Fixed(Prime Apartment Locations) 75 6.57 7.15 19.87 4968 01-07
Bank Of Scotland 3 Year Fixed(Secondary Apartment Locations) 70 6.57 7.15 19.87 4968 01-07
Bank Of Scotland 5 Year Fixed(PDH Only) 80 7.12 7.75 20.16 5040 01-07
Bank Of Scotland 5 Year Fixed(Secondary Apartment Locations) 70 7.12 7.75 20.16 5040 01-07
Bank Of Scotland 5 Year Fixed(Prime Apartment Locations) 75 7.12 7.75 20.16 5040 01-07