Real Time Mortgage Rates

Our realtime Mortgage Calculator displays mortgage rates from all of Ireland's major lenders, giving you up to the minute info on APR, cost-per-thousand borrowed and monthly repayments across a variety of mortgage types and terms.

Simply select from the options below, enter the amount you want to borrow and click on the "calculate" button to see what's on offer!
Lender
Term
Amount
Purchase Price
Rate Type
Loan Type
Lender Loan Type LTV APR Rate CPT Cost Date
Ulster Bank Discounted(Variable)(Secure Step LTV<95) 94 3 2.95 0 0 01-09
BOI Variable(VRP1)(LTV<50) 49 3 3 0 10-08
EBS Variable(LTV<50%) 49 3.1 3.05 0 17-08
Irish Nationwide Variable(LTV<=50%) 50 3.1 3.05 0 0 27-08
Haven Variable(LTV<=50)(NTBs & switchers w/no debt consolid ONLY) 50 3.1 3.08 0 31-08
Haven Variable(LTV>50<=70)(NTBs&switchers w/no debt consolid ONLY) 70 3.1 3.09 0 0 31-08
Ulster Bank Discounted(Lifetime Disc.Variable)(FTB & HomeMover) 90 3.1 3.09 0 0 01-09
AIB Variable(LTV<50)(Owner Occupier) 49 3.13 3.09 18.01 4503 11-08
Permanent TSB 2 Year Fixed(LTV<50) 49 4.4 3.1 18.01 4503 03-08
Irish Nationwide Variable(LTV>50%<=80%) 80 3.1 3.1 0 0 27-08
BOI 1 Year Fixed(FTB ONLY)(Roll"VRP5) 92 3.4 3.1 0 0 10-08
KBC Bank Discounted(2yr)(Variable)(ReMortgage Only)(MaxLtv60) 60 3.75 3.1 18.01 4503 01-09
KBC Bank Discounted(2yr)(Variable)(FTB&Movers Only)(MaxLtv80) 80 3.75 3.1 18.01 4503 01-09
BOI Variable(VRP2)(LTV50-80/loan>500K) 80 3.1 3.1 0 10-08
Irish Nationwide 2 Year Fixed(LTV<=50%) 50 3.7 3.15 0 0 27-08
BOI Variable(VRP3)(LTV50-80/loan<500K) 80 3.2 3.15 0 10-08
NIB Variable(Standard)(LTV<=60) 60 3.2 3.15 0 0 06-05
AIB Variable(Standard)(Discontinued) 92 3.3 3.25 18.08 4520 11-08
Irish Nationwide 3 Year Fixed(LTV<=50%) 50 3.7 3.25 0 27-08
EBS Variable(LTV: 50%-80%) 80 3.3 3.25 0 17-08
AIB Variable(LTV>50<=80)(Owner Occupier) 80 3.34 3.29 18.1 4525 11-08
Irish Nationwide 2 Year Fixed(LTV>50%<=80%) 80 3.7 3.3 0 27-08
I.C.S. Variable(VRP11)(LTV<50) 49 3.4 3.3 0 10-08
BOI Variable(VRP4)(LTV>80/loan>500K) 92 3.3 3.3 0 10-08
Irish Nationwide 3 Year Fixed(FTB Rate)(PPR Only) 90 3.7 3.35 0 0 27-08
Irish Nationwide Variable(LTV>80%)(Major city apts only) 85 3.4 3.35 0 27-08
Irish Nationwide 3 Year Fixed(FTB Rate)(Major city apts only) 85 3.7 3.35 0 0 27-08
BOI Variable(VRP5)(LTV>80/loan<500K) 92 3.4 3.35 0 10-08
Irish Nationwide Variable(LTV>80%)(PPR only) 90 3.4 3.35 0 0 27-08
NIB Variable(Standard)(LTV>60) 92 3.46 3.4 0 0 06-05
I.C.S. Variable(VRP12)(LTV50-80/loan>500K) 80 3.5 3.4 0 10-08
BOI 2 Year Fixed(FTB Only)(Roll"VRP5) 92 3.4 3.4 0 0 10-08
I.C.S. 1 Year Fixed(FTB Only-Roll"VRP15) 90 3.7 3.4 0 0 10-08
Haven Variable(LTV>70%) 85 3.5 3.45 0 31-08
BOI Variable(VRP15 All LoanAmts & LTVs) 92 3.5 3.45 0 10-08
KBC Bank 2 Year Fixed() 80 3.83 3.45 18.17 4543 01-09
Irish Nationwide 3 Year Fixed(LTV>50%<=80%) 80 3.7 3.45 0 0 27-08
I.C.S. Variable(VRP13)(LTV50-80/loan<500K) 80 3.5 3.45 0 10-08
AIB Variable(LTV>80)(Owner Occupier) 92 3.54 3.49 18.19 4548 11-08
BOI 2 Year Fixed(Mover Only)(Roll"VRP5) 92 3.4 3.5 0 0 10-08
EBS Variable(LTV>80%) 92 3.6 3.5 0 17-08
Irish Nationwide 2 Year Fixed(LTV>80%)(PPR only) 90 3.8 3.5 0 0 27-08
Irish Nationwide 2 Year Fixed(LTV>80%)(Major city apts only) 85 3.8 3.5 0 0 27-08
EBS 1 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV80) 80 3.9 3.55 0 0 17-08
EBS 1 Year Fixed(QuickSwitch-Consolid.debt)(Min70K/MaxLTV70) 70 3.9 3.55 0 0 17-08
EBS 1 Year Fixed(Max LTV90)(FTB & STB) 90 3.9 3.55 0 0 17-08
AIB 1 Year Fixed(Owner Occupier/New & Existing Bus.) 92 3.33 3.59 0 11-08
I.C.S. Variable(VRP14)(LTV>80/loan>500K) 90 3.7 3.6 0 10-08
Permanent TSB Discounted(FurtherAdvc. 1YR)(Disc.LTV VariableYR1) 90 4.6 3.6 18.24 4560 03-08
Ulster Bank Discounted(Variable)(with uFirst Disc.)(LTV<80) 79 3.7 3.65 0 0 01-09
Irish Nationwide 3 Year Fixed(LTV>80%)(Major city apts only) 85 3.8 3.65 0 0 27-08
NIB Variable(Offset Mortgage) 92 3.71 3.65 0 06-05
Irish Nationwide 3 Year Fixed(LTV>80%)(PPR Only) 90 3.8 3.65 0 0 27-08
I.C.S. Variable(Existing VRP) 90 3.7 3.65 0 0 10-08
AIB 2 Year Fixed(Owner Occupier) 92 3.39 3.69 0 11-08
NIB 2 Year Fixed() 92 4.13 3.69 0 0 20-05
Permanent TSB 5 Year Fixed(LTV<50) 49 4.3 3.7 18.28 4570 03-08
I.C.S. 2 Year Fixed(FTB ONLY-Roll"VRP15) 90 3.7 3.7 0 10-08
BOI 2 Year Fixed(Roll"VRP5)(All LTVs) 92 3.5 3.74 0 10-08
Irish Nationwide Variable(Max LTV85)(Major city apts only) 85 3.8 3.75 0 0 01-09
Irish Nationwide Variable(Max LTV90)(PPR Only) 90 3.8 3.75 0 0 01-09
Ulster Bank Discounted(Variable)(with uFirst Disc.)(LTV>80) 90 3.8 3.75 0 0 01-09
KBC Bank 3 Year Fixed() 80 3.89 3.75 18.3 4575 01-09
BOI 2 Year Fixed(Roll"VRP15)(All LTVs) 92 3.6 3.75 0 0 10-08
EBS 2 Year Fixed(Max LTV90)(FTB & STB) 90 3.9 3.8 0 0 17-08
I.C.S. 2 Year Fixed(Mover Only)(Roll"VRP15) 90 3.7 3.8 0 10-08
EBS 2 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV80) 80 3.9 3.8 0 0 17-08
EBS 2 Year Fixed(QuickSwitch-Consolid.debt)(Min70K/MaxLTV70) 70 3.9 3.8 0 0 17-08
Haven 2 Year Fixed() 85 3.9 3.8 0 0 31-08
Irish Nationwide 2 Year Fixed(Major city apts only) 85 3.8 3.85 0 0 01-09
Irish Nationwide 2 Year Fixed(PPR Only) 90 3.8 3.85 0 0 01-09
Haven Variable(Standard) 85 3.9 3.85 0 0 31-08
KBC Bank Variable(Standard)(Re-Mortgage Only)(MaxLtv60) 60 3.92 3.85 18.35 4588 01-09
KBC Bank Variable(Standard)(FTB&Movers Only)(MaxLtv80) 80 3.92 3.85 18.35 4588 01-09
Ulster Bank Variable(Flexible)(LTV<80) 79 3.9 3.85 0 0 01-09
NIB 2 Year Fixed(LTV Fixed<=50) 50 4.17 3.88 0 0 06-09
AIB 3 Year Fixed(Owner Occupier) 92 3.5 3.89 0 11-08
Ulster Bank 5 Year Fixed(until 31/10/2015)(Secure Step) 94 4 3.95 0 0 01-09
Ulster Bank Variable(Flexible)(LTV>80) 90 4 3.95 0 0 01-09
NIB 2 Year Fixed(LTV Fixed=60) 60 4.2 3.98 0 0 06-09
Irish Nationwide 3 Year Fixed(PPR Only) 90 3.9 3.99 0 0 01-09
NIB 3 Year Fixed() 92 4.18 3.99 0 0 20-05
Haven 3 Year Fixed() 85 4 3.99 0 0 31-08
Irish Nationwide 3 Year Fixed(Major city apts only) 85 3.9 3.99 0 0 01-09
EBS 3 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV80) 80 4 3.99 0 17-08
EBS 3 Year Fixed(Max LTV90)(FTB & STB) 90 4 3.99 0 0 17-08
EBS 3 Year Fixed(QuickSwitch-Consolid.debt)(Min70K/MaxLTV70) 70 4 3.99 0 0 17-08
I.C.S. 2 Year Fixed(Roll"VRP15)(All LTVs) 90 3.8 4.04 0 10-08
BOI 3 Year Fixed(Roll"VRP5)(All LTVs) 92 3.6 4.04 0 0 10-08
NIB 3 Year Fixed(LTV Fixed<=50) 50 4.2 4.05 0 0 06-09
I.C.S. 2 Year Fixed(Roll"VRP15-All LTVs) 90 3.8 4.05 0 0 10-08
NIB 3 Year Fixed(LTV Fixed=60) 60 4.23 4.15 0 0 06-09
KBC Bank 2 Year Fixed() 80 3.82 4.15 18.48 4620 03-08
Haven 4 Year Fixed() 85 4.1 4.18 0 0 31-08
NIB 2 Year Fixed(LTV Fixed=80) 80 4.24 4.18 0 0 06-09
AIB 4 Year Fixed(Owner Occupier) 92 3.68 4.19 0 0 11-08
Permanent TSB Variable(OnePlan Equity Release) 85 4.3 4.19 18.5 4625 03-08
BOI 3 Year Fixed(Roll"VRP15)(All LTVs) 92 3.7 4.2 0 0 10-08
Ulster Bank 2 Year Fixed(until 31/10/2012) 90 4 4.2 0 0 01-09
Permanent TSB Tracker(LTV>80)(Maturity Rate) 92 4.3 4.25 18.53 4633 03-08
KBC Bank 3 Year Fixed() 80 3.9 4.25 18.53 4633 03-08
Permanent TSB Tracker(LTV<80)(Maturity Rate) 79 4.3 4.25 18.53 4633 03-08
Ulster Bank 3 Year Fixed(until 31/10/2013) 90 4.1 4.3 0 0 01-09
I.C.S. 3 Year Fixed(Roll�VRP15-All LTVs) 90 3.9 4.34 0 0 10-08
NIB 3 Year Fixed(LTV Fixed=80) 80 4.3 4.35 0 0 06-09
AIB 5 Year Fixed(Owner Occupier) 92 3.85 4.39 0 11-08
NIB 5 Year Fixed(LTV Fixed<=50) 50 4.37 4.43 0 0 06-09
Permanent TSB 10 Year Fixed(LTV<50) 49 4.6 4.5 0 03-08
Permanent TSB 7 Year Fixed(LTV<50) 49 4.7 4.5 18.64 4660 03-08
EBS 5 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV80) 80 4.2 4.5 0 0 17-08
EBS 5 Year Fixed(Max LTV90)(FTB & STB) 90 4.2 4.5 0 0 17-08
KBC Bank 5 Year Fixed() 80 4.24 4.5 18.64 4660 01-09
EBS 5 Year Fixed(QuickSwitch-Consolid.debt)(Min70K/MaxLTV70) 70 4.2 4.5 0 0 17-08
I.C.S. 3 Year Fixed(Roll"VRP15-All LTVs) 90 4 4.5 0 0 10-08
Haven 5 Year Fixed() 85 4.3 4.5 0 0 31-08
NIB 5 Year Fixed(LTV Fixed=60) 60 4.42 4.53 0 0 06-09
Permanent TSB Variable(Maturity Rate)(LTV<80/FurtherAdvance) 79 4.7 4.55 18.67 4668 03-08
BOI 5 Year Fixed(Roll"VRP5)(All LTVs) 92 4 4.64 0 10-08
Ulster Bank Variable(Top-up flexible rate w/ufirst discount)(LTV<80) 79 4.8 4.65 0 0 01-09
Permanent TSB Variable(Maturity Rate)(LTV>80/Further Advance) 90 4.8 4.65 18.71 4678 03-08
NIB 5 Year Fixed(LTV Fixed=80) 80 4.52 4.73 0 0 06-09
Irish Nationwide 5 Year Fixed(Major city apts only) 85 4.3 4.75 0 27-08
Irish Nationwide 5 Year Fixed(PPR only) 90 4.3 4.75 0 0 27-08
Irish Nationwide 5 Year Fixed(PPR Only) 90 4.3 4.8 0 0 01-09
KBC Bank 5 Year Fixed() 80 4.28 4.8 18.78 4695 03-08
Irish Nationwide 5 Year Fixed(Major city apts only) 85 4.3 4.8 0 0 01-09
Ulster Bank Variable(Top-up flexible rate)(LTV<80) 79 5 4.85 0 01-09
I.C.S. 5 Year Fixed(Roll"VRP15)(All LTVs) 90 4.4 4.94 0 10-08
Ulster Bank 5 Year Fixed(until 31/10/2015) 90 4.5 4.95 0 0 01-09
BOI 5 Year Fixed(Roll"VRP15)(All LTVs) 92 4.3 5 0 10-08
Ulster Bank 2 Year Fixed(Top-up)(Fixed until 31/10/2012) 80 4.2 5.2 0 01-09
EBS 10 Year Fixed(QuickSwitch-Consolid.debt)(Min70K/MaxLTV70) 70 5 5.2 0 0 17-08
EBS 10 Year Fixed(QuickSwitch-No debt consolid.)(Min70K/MaxLTV80) 80 5 5.2 0 0 17-08
EBS 10 Year Fixed(Max LTV90)(FTB & STB) 90 5 5.2 0 0 17-08
Permanent TSB 2 Year Fixed(Existing Business) 90 4.9 5.25 18.99 4748 03-08
Permanent TSB 2 Year Fixed(OnePlan) 85 4.5 5.25 18.99 4748 03-08
Haven 10 Year Fixed() 85 5.1 5.25 0 0 31-08
I.C.S. 5 Year Fixed(Roll"VRP15-All LTVs) 90 4.5 5.3 0 0 10-08
Permanent TSB 5 Year Fixed(Existing Business) 90 5.3 5.75 19.22 4805 03-08
Permanent TSB 5 Year Fixed(OnePlan) 85 5.1 5.75 19.22 4805 03-08
Permanent TSB 7 Year Fixed(Existing Business) 90 5.7 6.1 19.38 4845 03-08
Permanent TSB 10 Year Fixed(Existing Business) 90 6 6.1 0 03-08
Permanent TSB 10 Year Fixed(OnePlan) 85 5.9 6.1 0 03-08