We are delighted to inform you today that every Irish Life Health customer will benefit from a reduction in their health insurance premiums in the form of a rebate offset against the normal premium for a three month period. The rebate is being introduced for all customers and follows temporary changes to how the hospital system will operate as a result of the Covid-19 emergency.
Jim Dowdall, Irish Life Health’s Managing Director said: “We are committed to providing every possible support to our customers, while also fully supporting the Government in its response to this national crisis”.
“We are reducing our premiums to the maximum possible extent for each and every policyholder whilst at the same time ensuring we are in a position to pay ongoing and future claims. In addition, Irish Life Health customers now have access to an innovative new offering and enhanced benefits to support them in these worrying times. These include a Nurse led remote monitoring and clinical support service for individuals with suspected or actual COVID-19 infection and digital appointments with doctors, consultants and nurses for non-COVID-19 related illnesses.”
The reduction will be applied retrospectively to premiums paid by our customers for April, May and June and will be offset against premiums due in subsequent months. Exact details of rebates at a policy level will be communicated directly with policyholders in the coming weeks.
The Government health insurance levy, which is a significant component of customers’ premium, is fully payable by Irish Life Health during this period, and therefore will not be reflected in the rebate. The premium reduction will be in place for the three months when the private hospitals will operate as part of the public health system with potential further adjustments should access to private hospital treatments remain restricted or if claims experience differs after this initial period.
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