We contacted John in October 2019 for mortgage advice & soon after, we began the mortgage process. As first time buyers, we were completely clueless, and had no knowledge about the whole process when first meeting John, but he explained and helped us through everything step by step! When we met John, he talked us through the different lending institutions, the different interest rates, the pros and cons of each lender and the terms of each lender. He then advised us as to the best offers on the mortgage market. After deciding on a lender, he then gave us a list of what we needed to ensure our application was a successful one.
When any issue arose, we were emailed/ phoned and that issue was rectified immediately. John made the application process a smooth one for us. We gathered the documents the lender needed and after that, John with the help of Louise did all the work, which took the stress and pressure off us. He always kept In contact and kept us up to date each step of the process and he was always only an email / phone call away if we had any questions, and was more than happy to help at any given time of the day & evening! Everything he did was done is a professional and friendly manner. He was very thorough in all his work, and always gave a range of options when it came to insurance, protection & lenders. John & Louise are a pleasure to deal with, and we highly recommend using Mullane Financial Services. Top class service & you will not be disappointed!
Caroline & Rob, Co Clare, June 2020
We decided to approach John for Mortgage advice as we had very little experience in dealing with banks or Mortgage applications. We found John’s website online and decided to contact him and arrange to meet.
The first meeting with John was similar to meeting someone you hadn’t met in years. His demeanour and friendly manner put us at ease during possibly the most stressful time of our lives. We went through many lending institutions’ interest rates, term of the mortgage etc. and the pro’s and con’s of each, Johns knowledge of the industry was outstanding. John clearly listed all information (Johns Shopping List) that was required for a successful mortgage application and set us the task of gathering these documents. The rest was down to John, simply put, he did everything else.
Both of us work full time which made meeting during business hours difficult but that was never an issue with John, “be in as early as you can and we will discuss”. He was always available by phone or email and would respond almost immediately to any queries we had. There were often reminders from John that he needed this document and that to proceed with the application which was great as you felt it really mattered to him that we got our application submitted and approved.
We have recommended John to friends and family members and hope for their sake that they approached him. Whether first timers like ourselves or moving on to a new property we would gladly and without hesitation recommend John to anyone. Louise also deserves a special mention as I am sure things probably wouldn’t run quite as smoothly without her.
Mike & Ciara, Co Clare, May 2020
John and his team came highly recommended to us when we were thinking of embarking on a mortgage journey. We’re very glad we engaged their services. They went above and beyond throughout – what for us – was a lengthy and complex process, due to the nature of our chosen property. John has incredible knowledge and was at all times accessible and supportive to Keith & I. His advice is unbiased and independent and we genuinely felt like we had a great advocate in our corner. He liaised heavily and rigorously on our behalf and we never felt like an inconvenience contacting him for an update. Always reliable and thorough. We’d recommend Mullane Financial services to anyone.
Edel & Keith, April 2020
Our decision to use John Mullane of Mullane Financial Services was key to reducing the stress from the mortgage application process for our new self-build. Planning is key to any purchase and John takes the time to sit down with customers, understand their needs, backgrounds and how best to achieve their desired outcome, whilst setting realistic timeframes.
His professional mannerism made him a pleasure to deal with and he always responded in a timely fashion. No query was too small and he went above and beyond for our application to ensure that our dream build became a reality. We wouldn’t hesitate to recommend him in respect of the wide array of financial services he provides, as his advice has also saved us money and helped us for long term planning. Many thanks to John and Louise for everything.
Susan & Adam, Co. Clare. February 2020
We approached John Mullane in Mullane Financial Services, Limerick in September 2018. The minute we met John in person we knew we had made the right decision. As first time buyers, we were new to the mortgage market and hadn’t a clue where to start. John spoke to us and obtained all our personal details for the mortgage application and assured us that we would get the best deal on the market. Sure enough, a short time later, John came through for us and we secured a mortgage. We were then ready to purchase our very own home.
The house buying process was stressful but John liaised with Solicitors, Engineers and Banks on our behalf to ensure everything went as smooth as possible. He called us regularly to update us on progress and always made himself available on the other end of the phone when we had questions. In the latter stages of the mortgage approval and house purchase, John made some calls to our mortgage provider to speed up the lending and money draw down, as we were due a baby that same week.
Thanks to John, everything was sorted in no time and we moved into our very first family home when our daughter was one week old. John was a pleasure to work with and we would highly recommend the services of John Mullane Financial to anyone starting out on their mortgage application journey.
Shane & Lisa, Co Clare October 2019
We would highly recommend working with John at Mullane Financial Services. We can safely say he made our decision to build our new home a lot less stressful by taking the guesswork out of organising our mortgage and insurances.
John was fantastic at providing independent and unbiased advice from all available banks and institutions. He explained everything to us in terminology we could understand. He encouraged us to take time to process the information to help us make our decisions.
He was always available on the phone or through email to answer one of our many questions. When it came to our application he outlined exactly what we needed and left no stone unturned. We will always recommend John and his company to anyone building or buying in future.
Jason and Mareta, Limeirck, October 2019
We were delighted we made the decision to work with John and his team on our mortgage application and house buy. John was an absolute gentleman to deal with. He went above and beyond, was always so prompt with replying to our many queries and was helpful in all aspects of buying a home. We cannot thank him enough. Well worth getting in contact with.
Una and Ciaran, Co. Clare, September 2019
I cannot thank John and Louise enough. From day one I felt welcomed and comfortable to ask any questions, and as a first time buyer I had many. From the minute I stepped into the office, John has done everything to get me sorted out and is constantly looking for the best deal for me on my mortgage as well as the best options for insurance cover. I cannot recommend Mullane Financial Services enough to anyone and everyone. They helped a clueless first time buyer from start to finish without hesitation and ensured buying my first home was as seamless and stress free as possible.
Aisling, Limerick August 2019
Would highly recommend John Mullane service’s for all your financial needs; John and his team guided me seamlessly through my first mortgage application; discussed all the options; helped collated and complete all the paper work and get the best mortgage available. But more importantly John and Louise get to know their clients, they build a relationship and you can never underestimate value of honest, straightforward talking in person at a time when you need it the most. First class service.
Catherine, Co Clare August 2019
Exactly what’s required during what can be stressful times. Advice and direction is expressed without delay. Always contactable and never need to ask twice. A pleasure to deal with and the advice is always sound. Can not recommend highly enough.
Colm & Caroline, Ennis June 2019
John and Louise have been such an invaluable resource on our self-build journey. From the moment we arrived into John for that initial meeting we knew we were in safe hands. No question was too big or too small. We had been to several banks, but we were lost in the translation of what a mortgage would mean to us. John made life easy. He identified our options, and knew which route was best for us to take. John is genuine and sincere in the work that he does. He has the clients best interests at heart. I cannot recommend John and his team highly enough for the work that they do.
Trisha & Sam, Limerick June 2019
John Mullane Financial Services was recommended to us, as we were considering switching mortgages. We met with John and from the outset John was very personable yet professional. He is very experienced in his field and made the process straight forward for us and stress free. John is highly efficient and approachable and any queries we had was dealt with promptly. We would strongly recommend John if you are considering switching mortgages.
Eilish & Ciaran, Limerick July 2019
Recently used this financial service to process my mortgage application. I found them more than accommodating facilitating appointments outside of the usual hours to work around my schedule and overall providing excellent customer service that dealt with all aspects of the process without the need for me to take time off work. Would highly recommend them to ease the overall process.
Tommy, Limerick June 2019
Would highly recommend Mullane financial services, from the very first meeting right through to completion of mortgage process, everything was clearly explained and we felt in safe hands. Any questions/issues we had were quickly addressed. Made the entire process as smooth as possible.
Johnny & Michelle, Co Clare June 2019
We approached John to help us switch our mortgage. Our interest rate was high and we wanted to switch to get the best value we could. John arranged to meet us, advised us that paper work to bring with us to get process started. He did the leg work and came back with the best option for us. This suited us, as we both work full time in new jobs, we didn’t have the time ourselves to chase all the paperwork etc. We have fully completed our switch to the new bank, our interest rate dropped by 2%, which allowed us to keep our payments the same but drop our repayment period from 29 years to 19 years. We were absolutely thrilled with the outcome, we found John very helpful and easy to deal with. I would highly recommend John , as switching can be a difficult process but having John on board, took that hassle away for us.
Rosin & Declan, Limerick April 2019
John is brilliant at what he does and has great patience for all the questions and queries that we had. He goes out of his way to ensure everything is running smoothly and constantly had us kept up to date with what was going on. I would highly recommend John as he is amazing and ensures there’s no stress involved.
Stacey & Ronan, Limerick January 2019
Thanks for all your help in getting our mortgage approved and into our home so quickly. Your input at all times was very professional and client centred and we are very grateful. Therefore it is very easy to recommend you to friends and colleagues that are in similar situations knowing the standard of service you provide. Thank you once again to the excellent service you offered and provided us throughout.
Julia & Francis, Limerick, August 2018
I recently purchased my new home as a first time buyer and with one income did not think the mortgage would go through as fast. I also had to put a hold on the mortgage for some time for personal reasons and when I went back to John to continue the process I found him to be so genuine, kind and understanding. I would highly recommend John to anyone especially first time buyers. With John’s wealth of professional experience and help, he made the whole mortgage process stress free.
John and Louise were a pleasure to work with. John always explained to me clearly what documentation was needed and always available face to face or at the end of the phone to answer any queries very quickly. A close friend has now gone to avail of John’s services because I spoke so highly of him. John I cannot thank you enough for all your help and hard work. I am finally a home owner. John and Louise I wish you both all the best and success in the future.
Catherine, Clare, January 2019
We used the services of Mullane Financial Services to switch our mortgage. We found John and his team to be very professional and extremely helpful. They took us through all the options and helped us to secure the most appropriate product for our needs. This was a hassle free way to switch our mortgage and resulted in substantial savings for us. We would highly recommend using Mullane Financial Services.
Donal & Alice, Co Limerick, November 2018
As first time buyers we were keen to seek out the assistance of a broker to navigate us through the mortgage application process. From our first meeting with John we knew we had made the right decision. John explained everything in plain language, made us aware of any possible pitfalls and kept us updated the whole way through the process. John was brilliant to work with and I would highly recommend him to anyone seeking the services of a broker.
Aileen & Sean, Co Offaly, May 2018
While the banks, solicitors, engineers and estate agents buy and sell houses every day it’s easy to get lost in the red tape of the process as a first time buyer. I’d started trying to buy a house by contacting banks a number of times. Mullane did not have their own agenda and were there to support, update and reassure me throughout the process, I’m convinced I wouldn’t have followed the process through to the very end without John.
Fiona, Co Tipperary, October 2018
Denise and I recently finished the purchase of our new home in Limerick and John was instrumental in turning our dream into a reality. I can happily recommend John to anyone, especially first time buyers. His experience and thoroughness ensured we received the best deal available but in my opinion the biggest advantage to having John on our side during the process was his tenacity and consistency when it came to keeping everything on track and moving forward.
The mortgaging and purchasing process can be quite involved and requires a lot of coordination between multiple third parties. John ensured that all this was taken care of from his side and advised us clearly on everything we needed to do on our side making the process as stress free as possible. If you are looking at your dream home at the moment then I would recommend giving John a call.
Daryl & Denise, Limerick, July 2018
This is our second time working with John to get a mortgage over the line. John is a professional. He knows his stuff. John is very efficient and easy to work with. It was no different the 2nd time round in terms of the sterling service we received. John was very conscientious making sure we were not delayed when it came to our completion date. John was on the phone straight away if there was anything we needed to sort out. John is a pleasure to deal with and always had our best interests at heart. We would highly recommend seeking John’s professional advice on matters pertaining to financial services. Members of our family and close friends have gone on to avail of John’s financial services in recent times because we speak so highly of him. Thanks John and Louise. We really appreciate it.Best wishes for the future to you both.
Mick & Hazel, Limerick, September 2018
I worked with John in relation to my life policy and home insurance policy which formed the part of a much larger mortgage transaction. John also provided me with ad-hoc consultancy advice in relation to my two mortgages and the mortgage sale & purchase process. John is a pleasure to deal with, personable, efficient, knowledgeable and extremely capable who’s industry knowledge and experience proved invaluable to me throughout the transaction. John’s in-depth industry knowledge and ability to devise practical solutions sets him apart.
Graham, Limerick, August 2018
My partner and I got in contact with John inquiring about mortgage products. From the outset he was helpful and accommodating not only explaining everything to us in clear and easy to understand language but also meeting with us face to face on a number of occasions even at weekends. We felt comfortable asking any question and he was always on the end of a phone or quick to respond to an email whenever we needed. Outstanding courteous and professional service throughout the whole process from application to draw down and even afterwards. Thank you John.
Cillian, Galway, August 2018
Brilliant service from John Mullane of Mullane Financial Services. He Could not have been more helpful sorting everything for my mortgage application. Helped with all aspects of the application even house and life insurance when the loan was approved and was always at the end of the phone if I had any questions. Applying with one income I didn’t think it would happen so fast so cannot thank John enough for his help and professional services.
Aoife, Limerick, June 2018
John thank you so much for all your excellent work and expert advice in helping me to secure a mortgage to build my own house. From the very beginning John explained the whole mortgage application process and clearly outlined what documentation I would need to provide and addressed any questions I had throughout the whole process. The whole process was so stress free due to John wealth of professional knowledge along with his dedication to helping people to achieve their dream of owning their own home. I would highly recommend anyone seeking financial advice to get in contact with John for professional and honest financial guidance. Continued success John!
Nessa, Limerick, 2018
John came highly recommended to us through a mutual acquaintance of ours. We had been looking for a property in the Limerick area for a couple of months. Both of us work full time and we struggled to align our schedules to meet with the mortgage providers. John was able to meet with us and run through the options available to both of us. As second time purchasers we were actually amazed at the amount of documentation and complexity of requests received from the financial institutions. John removed all of this and provided a hassle free professional solution. His team provided exceptional service and the follow up with house and life assurance went above and beyond. We ended up with the best available mortgage rate on the market, the jargon and bank speak was removed from the process and we received clear unbiased information that helped the both of us to make the best choice. Moving house is hard enough and brings its own stresses, John and the team removed the stress of the mortgage process. We both couldn’t speak highly enough of the service and aftercare we received from John and team, we were treated with a genuine personal touch. We would have no hesitation in recommending John for anyone looking for mortgage or financial advice.
Darren and Regine, Limerick, January 2018
John thank you so much for all your hard work and support in getting the mortgage through for me. You are an absolute pleasure to deal with and you always got back to me in such a timely manner and also accommodated any appointments needed. I listened to your good advice and it certainly paid off in the end and I’m delighted that I now have a new home that was really hassle free to achieve as you did all the hard work and got me the best deals going which really helped. Thank you again John.
Maeve, Limerick, 2018
John came highly recommended to us through an acquaintance our ours. He has been looking after our financial needs over the past six-seven years now. John was there to help us through every step of the process when building our new home. He provided exceptional service in answering all of our questions, advising us on various options we had (taking into account our two apartments bought during the ‘boom’) and ensuring we had the best mortgage and rates to suit us. John was focused 100% on providing us with a mortgage lender that best suited our needs and his knowledge and experience made the whole process very easy and straightforward. Due to work busy work schedules most of the process was conducted via phone and email, which was a great option for us. Johns hard work has greatly reduced the stress that comes along with building a new home. We couldn’t be happier with the service John has provided for us and he has also managed to find better rates for us on health, life and home insurance. We would have no hesitation in recommending John for anyone looking for mortgage or financial advise.
Tom & Emer, Co. Kildare, October 2017
John was very helpful and guided me through the whole application from start to finish. John explained clearly what paperwork was required for the application at the start of the process and that ensured everything went smoothly. Once I submitted all the paperwork to John, I had approval in a matter of weeks. John is very organised and this meant there were no unnecessary delays and everything was stress free. For anyone looking to obtain a mortgage, I would have no hesitation in recommending John.
Lorraine, Limerick, September 2017
For first time mortgage buyers like myself it can be a daunting task, but John Mullane and his staff were brilliant and we were given more help that we knew we needed. What I like most about their services was their prompt and business-like approach. John understood our needs and helped us achieve what we wanted to do. They are really easy to work with and they appreciate their clients.
Mark & Leeann, July 2017
I was a first time buyer with a single income. I had been house hunting for about 2yrs and had gone through 4 mortgage approvals in principle. So although I was only all too familiar with the mortgage application process, I was also only too familiar with the stress and time required to complete the application and find that ‘final piece of paper’. So on this occasion I made a conscious decision to go through a broker.
I found Mullane Financial Services though the internet. I was able to make an immediate appointment with John to discuss my past experiences and future needs. Due to a relocation through work, my purchase location would be in Dublin, working remotely with a client was not an issue for John and his team.
John was able to present to me, in very simple terms, what was available for me regarding types of mortgages, interest rates, term of the mortgage, and something I hadn’t thought about, how my mortgage could be made flexible in response to any future changes. John also went through the Life Assurance Policies with me in detail, helping me to choose the most suitable package for my requirements.
I would highly recommend John and his team to both first-time and experienced purchasers.
Helen, Co. Dublin, June 2017
Both I and my husband were extremely lucky to have found John at the beginning of our mortgage journey. He literally took us by the hand and led us step by step through the full process with no stress.
His financial advice and recommendations were so trustworthy that we have since used him to help with pension advice and have also recommended him to many of our friends. He is very knowledgeable in what he does and is always up to date with the current markets and financial news. This alone is worth visiting John for.
Paul & Mary, September 2017
We came to John after viewing many recommendations online. We both would have a fair understanding of the banks but working with John to get our mortgage made the whole process so much easier. Having someone to explain things in plain English is a godsend.
He tells it like it is and explains the whole process. He knows the business inside out. He helped us get our insurance sorted too and gave us plenty of time to think about our options and was by no way pushy. I would recommend John to anyone looking to get a mortgage, very approachable and understanding.
Noreen & Donnacha, April 2017
We had the pleasure of connecting with John and using his professional services to help us with our mortgage in the last few weeks. We had tried dealing with several banks on our own and found it very difficult to get the “ball rolling” with each of the branches.
We then connected with John and it was the best thing we did. John took responsibility to act on our behalf and advised us in a simple manner and with an extremely professional approach. He made the application process very simple and gave us huge relief knowing he was there to advise us and communicate with the mortgage providers on our behalf.
We were granted our mortgage within a few weeks thanks to John. I highly recommend John Mullane’s services to anyone who would like to get advice and help with mortgages. Thanks John!
Amy & Aidan, Limerick, January 2017
We found John Mullane Financial Services to be extremely friendly and easy to deal with. All the stress was taken out of our re-mortgage situation. John went through all the options and found us the best deal.
Donal & Alice, Co Limerick, November 2016
After much time toing and froing trying to get a mortgage approved by AIB (who I have banked with for 12 years), they finally advised that being a British citizen, I needed a UK credit check performed – I haven’t lived in the UK since 2005, don’t have a UK address and so getting a UK credit check is impossible.
Upon recommendation from a work colleague, I contacted John at Mullane Financial Services.
John was very knowledgeable, extremely helpful and under his guidance we secured a mortgage with KBC in less than 2 months (there were a number of banks available).
Happily moved into our new home, John is now assisting us with pension’s advice and guidance.
I cannot recommend Mullane Financial Services highly enough.
Ian, County Clare, September 2016
After unsuccessfully applying for a mortgage in the past, we went to John for advice. It was a terrific experience. John’s understanding of the mortgage process, his attention to detail and his all-around engagement with us from the beginning of applying to getting the keys of the house was a massive help to us. I couldn’t recommend him highly enough.
Fergal and Suzanne, Limeirck, July 2017
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